Budgeting Basics

Build the foundation: know where your money goes and make it work for you.

Module progress0 / 4 (0%)

Start here

Lesson 1: 50/30/20: the budget rule almost nobody can mess up

Half your take-home for needs, 30% for wants, 20% for savings + debt.

3–6 months of essential expenses, in cash. The difference between a setback and a spiral.

You can't fix what you can't see. Tracking spending for 30 days will surprise you.

Spending grows to match income. Catch the creep, keep the raise.